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Jumbo Home Loans in Colorado

Jumbo loans allow borrowers to finance luxury properties or homes in high-cost-of-living areas.

What is a Jumbo Loan?

Jumbo loans allow home buyers to purchase luxury homes or properties in hot real estate markets that are too expensive to qualify for a conventional conforming loan. A jumbo loan is a type of mortgage used to finance properties that are larger than the loan limits set by the Federal Housing Finance Agency (FHFA). Check the FHFA’s website to look up the current limits for your area.

Jumbo Loan Qualifications and Down Payments

For borrowers looking to finance a higher-priced home, a jumbo loan could be a great option, but be aware that because jumbo loans are larger, the criteria to qualify is stricter. To qualify, lenders will be looking for a high credit score, and many will require a larger down payment.

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