What does Bellco Home Loans, LLC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bellco Home Loans, LLC chooses to share; and whether you can limit this sharing.
California residents - Click here to view the California Consumer Protection Act Portal
Reasons we can share your personal information | Does Bellco Home Loans, LLC share? | Can you limit this sharing? |
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes- to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | NO | WE DON'T SHARE |
| For our affiliates' everyday business purposes- information about your transactions and experiences | NO | WE DON'T SHARE |
| For our affiliates' everyday business purposes- information about your creditworthiness | NO | WE DON'T SHARE |
| For non-affiliates to market to you | NO | WE DON'T SHARE |
Questions?
Call (303) 331-4457
Who is providing this notice? Bellco Home Loans
How does Bellco Home Loans, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.
How does Bellco Home Loans, LLC collect my personal information?
We collect your personal information, for example, when you
- Apply for financing or give us your contact information
- Give us your income information
- Give us your employment history
- Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Bellco Home Loans, LLC does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Bellco Home Loans, LLC does not share with non-affiliates so they can market you.
Joint marketing
A formal agreement between non affiliated financial companies that together market financial products or services to you.
- Bellco Home Loans, LLC doesn't jointly market.